Educational Loans are granted to qualifying officers to assist with defraying expenses as they pursue their educational goals.  

The maximum amount of such a loan is $3,000 (one per study period), and recommendations should be made one (1) month in advance. These loans have an 8% interest added to them. Deductions begin on completion of the course.

Educational Loans are normally granted to persons on unpaid leave. This benefit however, has been extended to allow students studying at locally recognized institutions the opportunity to pursue their educational goals while they work.

In exceptional cases, Educational Loans are given to recipients of Limited In-Service Training Awards (salary only) who are experiencing financial difficulties in meeting training expenses.

1. The officer must submit a letter of request and supporting documents to the immediate supervisor.
2. The letter of request and supporting documents are then forwarded to the Human Resources section (HR).
3. The HR section then submits the letter and supporting documents to the Permanent Secretary / Head of Department.
4. The agency then sends the letter and supporting documents to the Department of Public Service for consideration.
5. The request is considered by the Permanent Secretary and Minister of the Department of Public Service.
6. Once approved the information is sent to the Accounts Section for processing.
7. The voucher is prepared and submitted to the Public Treasury Department.
8. The Department of Public Service advises the agency of the approval/non approval.

No application forms.

• Letter of Request
• Letter of Acceptance from an Accredited Institution
• Costing

There is an 8% interest fee added to the loan.

The Department of Public Service
Poinciana Hill Complex
Meeting Street
Nassau, New Providence
The Bahamas
Tel.  (242) 502-7200
Fax. (242) 326-6929
Opening hours: 9:00 am to 5:00 pm, Monday to Friday, except public holidays